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Benchmark Delivers A Christmas Homecoming Miracle

Benchmark could just be another mortgage lender, but we’re not. Sure, every company has their ‘core values’, but there is something tangible and special about ours. Our core values didn’t exist until after they were identified in the soul of the company years after it was established. These values not only inform how we do …

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Is a HELOC a good financial choice?

 A Home Equity Line of Credit (HELOC) is an easy way to borrow money using your home’s value as collateral. Let’s look into how a HELOC works and whether this option is right for you. How Much Can You Borrow with a HELOC? The first step in deciding if a HELOC is right for you …

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VA Loan: National Guard VA Loan qualifications 2022 update

Featured photo credit: https://www.nationalguard.com/careers/ground-forces The VA loan is one of the most powerful home buying tools available to those who qualify. A few benefits of the VA home loan are an option for ZERO down payment, no Private Mortgage Insurance, and lenient credit qualifications. There are specific criteria to qualify for the VA home loan, …

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Prepare Your Home for Fall

The resurgence of everything pumpkin spice means that fall is upon us once again. You are probably as excited to pull out that box of fall décor as we are. If you live in a building (a house, duplex, apartment, condo, etc..) then there are some other important tasks that should be added to your …

The post Prepare Your Home for Fall appeared first on Benchmark.

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Is waiting for lower interest rates a mistake?

With mortgage interest rates at a level not seen for over a decade (see chart below), the question of whether to wait for interest rates to fall is creeping in. This is not unreasonable, however, it does beg the question. Are rates actually high? If you take a look at the chart below, you can …

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How To Make Your Interest Rate Hold For Longer

Searching for a home? That’s great! It’s a good time to buy! We know that it can be stressful, as interest rates could go up during your search. What if it didn’t have to be that way? What if you could be certain that your interest rate wouldn’t change while you searched for your next …

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Sellers: How To Incentivize Home Buyers Inexpensively

Has your home been on the market long? Do you feel like selling your home is an insurmountable task? Selling your home can feel hopeless the longer your property sits awaiting a buyer. As sellers struggle to attract buyers, they are confronted with ideas like price slashes or full remodels to sell to their homes. …

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Your mortgage application was denied. Now what?

If your mortgage application has been denied, you don’t have to give up on your home ownership dreams. There are steps you can take to improve your ability to get approved for a loan. First, it is crucial to get in contact with your lender. There are a multitude of reasons as to why an …

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Is it still a good time to buy?

Better late now than never later. It’s the question that’s buzzing around real estate offices, mortgage companies, backyard barbecues, water coolers and passing conversations with neighbors. The short answer is — we think so. Yes, it is still a good time to buy. The long answer is more complicated. Consider these four trends to help …

The post Is it still a good time to buy? appeared first on Benchmark.

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15 Tips For An Easy Mortgage Process During The Holidays

‘Twas a crisp, cold, clear night, when we hoped for a house. With my hot cocoa stirring, I looked at my spouse. We’d mapped out our assets and budget with care, In hopes that our offer would not catch a snare. The children were nestled all snug in their beds, While dreams of new bedrooms …

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